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Life Insurance Trusts

An Irrevocable Life Insurance Trust is an irrevocable trust (i.e., it cannot be modified) established to purchase and own life insurance on the insured (usually with the insured's children as beneficiaries). An Irrevocable Life Insurance Trust is established to keep the proceeds of life insurance from being taxed for estate tax purposes and to give liquidity (i.e., cash) to the beneficiaries to pay bills or taxes. An Irrevocable Life Insurance Trust is not a part of a decedent's estate.

To view a video by Long Beach Estate Planning Attorney John T. Anderson on Irrevocable Life Insurance Trust and other types of trusts prepared by The Law Office of John T. Anderson, Click Here.

Contact our office for more information on estate planning and Irrevocable Life Insurance Trusts.

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